Wisconsin Paycheck Calculator
Reviewed Sep 29, 2026 IRS Pub 15-T 2026, Wisconsin DOR How we verify
Not a substitute for the advice of an attorney. General information; laws vary by state. Terms of use
Wisconsin paycheck calculator for tax year 2026: take-home pay and what the employer pays, per paycheck and per year. Wisconsin withholding runs through graduated rates, from 3.54% to 7.65%, applied to yearly wages after a sliding deduction that shrinks as pay rises and $400 for each exemption on Form WT-4 (Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax). Figures checked on September 29, 2026; the result is an estimate, not tax advice.
Take-home pay and employer cost
Example: $2,000.00 gross pay per paycheck, paid every two weeks (26 paychecks a year), single, with the default WT-4 entries below
Take-home pay
$1,602.78 per paycheck
$41,672.28 per year
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000.00 |
| Federal income tax withholding | $156.15 | $4,059.90 |
| Social Security | $124.00 | $3,224.00 |
| Medicare | $29.00 | $754.00 |
| Wisconsin income tax withholding | $88.07 | $2,289.82 |
| Take-home pay | $1,602.78 | $41,672.28 |
What the employer pays
$2,215.00 per paycheck
$56,370.00 per year
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000.00 |
| Social Security (employer match) | $124.00 | $3,224.00 |
| Medicare (employer match) | $29.00 | $754.00 |
| Federal unemployment (FUTA) | $12.00 | $42.00 |
| State unemployment (new-employer rate) | $50.00 | $350.00 |
| Total employer cost | $2,215.00 | $56,370.00 |
Sources: IRS Pub 15-T 2026 and Wisconsin DOR, checked September 29, 2026. Estimate for tax year 2026. Not tax advice.
Share this result
The link holds only the choices and numbers above, never a name or text you typed. They sit after the # in the address, which browsers do not send to our server; nothing is stored.
You opened a shared result: the choices and numbers come from the link. Change any of them to recompute.
What you type stays in this browser: the numbers are computed on this page, and we never receive or store them. A result link holds only the numbers and choices of the form.
How Wisconsin taxes a paycheck
The calculator applies the IRS Publication 15-T percentage method and, for Wisconsin, the Alternate Method of Withholding Wisconsin Income Tax, Publication W-166 (1/26), Withholding Tax Guide (tables and method effective for withholding periods beginning on or after January 1, 2022, in force for 2026) of the Wisconsin Department of Revenue, in force since January 1, 2022. Social Security takes 6.2% of wages up to $184,500 a year and Medicare 1.45% of all wages (plus 0.9% on wages above $200,000 a year), and the employer pays Social Security and Medicare again at the same rates (Publication 15 (2026), (Circular E), Employer's Tax Guide). The oldest Wisconsin document behind these figures was checked on September 29, 2026.
Wisconsin employers either read the wage bracket tables in the Withholding Tax Guide or use its one approved alternate method, which this calculator follows. The paycheck is turned into yearly earnings, a withholding deduction is subtracted, then $400 for each exemption, and the remainder runs through a graduated schedule, starting at 3.54% and ending at 7.65% above $280,950. The yearly tax is then divided by the number of paydays (Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax).
The deduction is what makes Wisconsin unusual. For a single worker it is $6,702 at low earnings, then it shrinks by a fixed share of every extra dollar and disappears once yearly earnings reach $73,630. Married workers start from a larger deduction of $9,461 that shrinks faster. The result is that a raise in the middle of the income range lifts Wisconsin withholding more than the rate schedule alone suggests (Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax).
Form WT-4 asks for a status and a count. The status boxes are Single, Married, and Married but withhold at the higher Single rate, which uses the single deduction; a legally separated person checks Single. The count covers the worker, a spouse and each dependent, and each exemption is worth only $400 a year, small next to the sliding deduction. A worker with no certificate on file is treated as claiming no exemptions (Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax).
The withholding schedule is the one the department introduced several years ago, and its latest withholding update says no change is planned. Meanwhile the rates on the yearly return for the current year, printed on the department's Employee Withholding Agreement worksheet, are lower in the lower brackets than the withholding schedule, so the regular method can take more than the final tax. That worksheet sets up an agreement with the employer to withhold less in that case.
Pre-tax retirement plan deferrals and cafeteria plan health premiums reduce the wages Wisconsin taxes, as they do for federal withholding. Wisconsin cities and counties do not levy an income tax on wages, and there is no state payroll deduction for disability insurance or paid family leave. Residents of Illinois, Indiana, Kentucky and Michigan who work in Wisconsin can file a reciprocity declaration so their employer skips Wisconsin withholding.
The employer's side in Wisconsin
The employer cost in Wisconsin is state unemployment insurance, paid to the Department of Workforce Development on each worker's wages up to the yearly taxable wage base, at the new employer rate until an experience rate is assigned. Wisconsin adds no employer paid family leave or disability contribution. Every newly hired employee hands the employer a completed Form WT-4, which also serves as the state new hire report.
Every employer also owes federal unemployment tax (FUTA): 6% on the first $7,000 of each employee's wages a year. With the full 5.4% credit for state unemployment tax paid on time, the net rate is 0.6%, at most $42 per employee a year (IRS Topic no. 759, Form 940, Employer's Annual Federal Unemployment (FUTA) Tax Return).
In Wisconsin, a new employer pays state unemployment tax at 2.5% on the first $14,000 of each employee's wages a year (U.S. DOL, Office of Unemployment Insurance: Significant Provisions of State Unemployment Insurance Laws, effective July 2026). Later the rate follows the employer's own record, so the line in the result is the starting cost, not a fixed one.
Payday and final pay rules in Wisconsin
- How often wages are paid: Most employers must pay all wages earned at least monthly, with no longer than 31 days between pay periods. Wis. Stat. ch. 109 (U.S. DOL WHD state payday table, footnote 25), checked September 27, 2026
The full Wisconsin rules, with each law quoted: Wisconsin employment rules. The date a final paycheck is due for a given last day: final paycheck calculator.
Worked examples
Three pay levels for a single filer paid every two weeks, with the default entries of the form, computed with the same code as the calculator.
| Gross pay per paycheck | Federal income tax per paycheck | Social Security and Medicare per paycheck | Wisconsin deductions per paycheck | Take-home pay per paycheck | Employer cost per paycheck |
|---|---|---|---|---|---|
| $1,200.00 | $60.15 | $91.80 | $40.58 | $1,007.47 | $1,329.00 |
| $2,500.00 | $216.15 | $191.25 | $117.75 | $1,974.85 | $2,768.75 |
| $5,000.00 | $766.69 | $382.50 | $252.36 | $3,598.45 | $5,537.50 |
At $2,500.00 per paycheck the employee takes home $51,346.10 per year, and the employer spends $70,364.50 per year on that job before benefits.
Full time at the Wisconsin minimum wage of $7.25 per hour (Wis. Stat. ch. 104 (U.S. DOL WHD state minimum wage table), checked September 27, 2026), 40 hours per week, is $580.00 per paycheck every two weeks: $524.77 per paycheck take-home, and $642.35 per paycheck for the employer.
Method and sources
- Schedule of tax rates for withholding (annual net wage). Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax, checked September 30, 2026. Also restated in a USDA National Finance Center payroll summary (secondary): Wisconsin State Income Tax Withholding, NFC-22-1646766842 (USDA National Finance Center, withholding formula effective pay period 04, 2022). state document, restated in a federal payroll summary
The table (4 brackets)
Yearly taxable wages over Tax at the start of the bracket Rate on the excess $0 $0 3.54% $12,760 $451.70 4.65% $25,520 $1,045.04 5.3% $280,950 $14,582.83 7.65% - Lowest withholding rate (first slice of the annual net wage): 3.54%. Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax, checked September 30, 2026. Also restated in a USDA National Finance Center payroll summary (secondary): Wisconsin State Income Tax Withholding, NFC-22-1646766842 (USDA National Finance Center). state document, restated in a federal payroll summary
- Top withholding rate: 7.65%. Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax, checked September 30, 2026. Also restated in a USDA National Finance Center payroll summary (secondary): Wisconsin State Income Tax Withholding, NFC-22-1646766842 (USDA National Finance Center). state document, restated in a federal payroll summary
- Annual net wage where the top withholding rate starts: $280,950. Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax, checked September 30, 2026. Also restated in a USDA National Finance Center payroll summary (secondary): Wisconsin State Income Tax Withholding, NFC-22-1646766842 (USDA National Finance Center). state document, restated in a federal payroll summary
- Sliding deduction for single persons: full amount, phase-out start, phase-out end, phase-out percent: full amount $6,702; phase-out starts at $17,780; phase-out ends at $73,630; phase-out rate 12%. Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax, checked September 30, 2026. Also restated in a USDA National Finance Center payroll summary (secondary): Wisconsin State Income Tax Withholding, NFC-22-1646766842 (USDA National Finance Center). state document, restated in a federal payroll summary
- Sliding deduction for married persons: full amount, phase-out start, phase-out end, phase-out percent: full amount $9,461; phase-out starts at $25,727; phase-out ends at $73,032; phase-out rate 20%. Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax, checked September 30, 2026. Also restated in a USDA National Finance Center payroll summary (secondary): Wisconsin State Income Tax Withholding, NFC-22-1646766842 (USDA National Finance Center; the bulletin repeats the heading 'Single' above this married table). state document, restated in a federal payroll summary
- Full withholding deduction for a single person with low annual earnings: $6,702. Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax, checked September 30, 2026. Also restated in a USDA National Finance Center payroll summary (secondary): Wisconsin State Income Tax Withholding, NFC-22-1646766842 (USDA National Finance Center). state document, restated in a federal payroll summary
- Annual earnings at which the single withholding deduction reaches zero: $73,630. Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax, checked September 30, 2026. Also restated in a USDA National Finance Center payroll summary (secondary): Wisconsin State Income Tax Withholding, NFC-22-1646766842 (USDA National Finance Center). state document, restated in a federal payroll summary
- Full withholding deduction for a married person with low annual earnings: $9,461. Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax, checked September 30, 2026. Also restated in a USDA National Finance Center payroll summary (secondary): Wisconsin State Income Tax Withholding, NFC-22-1646766842 (USDA National Finance Center). state document, restated in a federal payroll summary
- Yearly amount subtracted for each withholding exemption on Form WT-4: $400. Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax, checked September 30, 2026. Also restated in a USDA National Finance Center payroll summary (secondary): Wisconsin State Income Tax Withholding, NFC-22-1646766842 (USDA National Finance Center). state document, restated in a federal payroll summary
- The withholding method of Publication W-166 applies to 2026 wages (effective since January 2022, no change planned). Publication W-166 (1/26), Withholding Tax Guide, checked September 30, 2026. Second document: Wisconsin Withholding Tax Update, October 2025. two official documents
- The annual tax is divided by the number of payroll periods. Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax, checked September 30, 2026. Also restated in a USDA National Finance Center payroll summary (secondary): Wisconsin State Income Tax Withholding, NFC-22-1646766842 (USDA National Finance Center). state document, restated in a federal payroll summary
- The guide's examples carry the annual tax to the cent before dividing. Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax, Example 1, checked September 30, 2026. single official source
- Form WT-4 status: Single, Married, or Married but withhold at the higher Single rate. Form WT-4, Employee's Wisconsin Withholding Exemption Certificate/New Hire Reporting, checked September 29, 2026. Also restated in a USDA National Finance Center payroll summary (secondary): Wisconsin State Income Tax Withholding, NFC-22-1646766842 (USDA National Finance Center). state document, restated in a federal payroll summary
- An employee without an exemption form is treated as claiming zero exemptions. Publication W-166 (1/26), Withholding Tax Guide, checked September 30, 2026. single official source
- Form WT-4A lets an employee reduce over-withholding. Form WT-4, Employee's Wisconsin Withholding Exemption Certificate/New Hire Reporting, checked September 29, 2026. single official source
- Wisconsin follows federal income tax law on which fringe benefits are taxable (pre-tax retirement deferrals and pre-tax health premiums are left out of wages as on the federal side). Withholding Tax Guide, Publication W-166 (1/26), Wisconsin Department of Revenue, checked September 30, 2026. Also restated in a USDA National Finance Center payroll summary (secondary): Wisconsin State Income Tax Withholding, NFC-22-1646766842 (USDA National Finance Center). state document, restated in a federal payroll summary
- Reciprocity agreements with Illinois, Indiana, Kentucky and Michigan. Publication W-166 (1/26), Withholding Tax Guide, checked September 30, 2026. single official source
Federal figures used on every Pay Desk page:
- Pub 15-T edition: for use in 2026 (wages paid from January 1, 2026). Publication 15-T (2026), Federal Income Tax Withholding Methods, checked September 29, 2026. single official source
- Social Security tax rate withheld from the employee (the employer pays the same): 6.2%. Publication 15 (2026), (Circular E), Employer's Tax Guide, checked September 29, 2026. Second document: Topic no. 751, Social Security and Medicare withholding rates. two official documents
- Social Security wage base for 2026: $184,500. Publication 15 (2026), (Circular E), Employer's Tax Guide, checked September 29, 2026. Second document: Topic no. 751, Social Security and Medicare withholding rates. two official documents
- Medicare tax rate withheld from the employee (the employer pays the same): 1.45%. Publication 15 (2026), (Circular E), Employer's Tax Guide, checked September 29, 2026. Second document: Topic no. 751, Social Security and Medicare withholding rates. two official documents
- Per paycheck and per year. Per paycheck is one paycheck early in the year, before any yearly wage base is reached; per year is the full year at this pay with every wage base applied (Social Security, unemployment tax and any capped state contribution).
- Forms W-4 from before 2020. Not covered: the federal line follows Worksheet 1A for the 2020 and later form.
- Tax year 2027. When this page was checked (September 29, 2026) the IRS had not published the 2027 withholding tables (IRS page of forms and publications posted before release), so the calculator stays on tax year 2026.
- What it leaves out. Local taxes the form does not ask for, workers' compensation insurance, benefits the employer pays, and supplemental pay such as bonuses.
Questions people ask
What are the Wisconsin withholding rates?
Graduated rates apply to yearly wages after the deduction and exemptions, from 3.54% on the first slice up to 7.65% on the part above $280,950 (Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax).
Why does my Wisconsin withholding jump faster than my raise?
In the middle income range the withholding deduction shrinks as earnings grow, so each extra dollar both adds taxable wages and removes part of the deduction. For a single worker the deduction is gone at $73,630 a year (Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax).
How much is one exemption on the Wisconsin form worth?
Each exemption on Form WT-4 subtracts $400 from yearly wages before the rates are applied, so it changes withholding by only a few dollars a year (Publication W-166 (1/26), Withholding Tax Guide, Alternate Method of Withholding Wisconsin Income Tax).
What does Married, but withhold at higher Single rate do?
It keeps the married status on file but uses the smaller single deduction, which withholds more. It suits couples where both spouses work.
Do Milwaukee or Madison take city income tax from paychecks?
No. Wisconsin local governments do not tax wages, so the state withholding is the only income tax line besides federal.
I often get a Wisconsin refund. Can I have less withheld?
The Employee Withholding Agreement worksheet from the Department of Revenue sets up an agreement with the employer to withhold less when the regular method takes more than the expected yearly tax.
General information, not legal advice. Not a substitute for the advice of an attorney. This page is for general information only and isn’t legal, financial or tax advice. Laws vary by state and change; check the official source or talk to a qualified professional about your situation. Report an error